Combine your financial troubles into one particular payment that is monthly

Spend down the debt more often than not within five years

Produce a budget that is workable it is possible to live with

About United States Credit Rating Counseling (ACCC):

United states Consumer Credit Counseling is really a nonprofit credit guidance agency that will help customers take solid control of these monetary everyday lives through credit guidance, debt consolidating, and monetary training. Since 1991, we’ve been lives that are improving supplying approaches to individuals in need of economic assistance.

Our Debt Programs

Just how can you are helped by us handle your credit? Our programs will allow you to take close control of the financial life.

Credit Guidance

We shall allow you to figure out the simplest way to approach your financial predicament, and supply you the credit counseling service options that are best feasible.

Debt Management

Our financial obligation management system helps simplify your month-to-month credit card debt responsibilities, combine your instalments, and disburse funds to creditors in your stead.

Bankruptcy Guidance

We are able to supply the mandated bankruptcy that is pre-filing session allow both you and your lawyer to create well-informed choices.

Housing Counseling

ACCC’s housing counselors can be obtained to work with you in every respect of one’s housing requirements. We offer reverse home loan counseling, homebuyer training and official official official certification, and foreclosure guidance.

Student Loan Counseling

We are able to assist you to explore your alternatives it doesn’t matter how much you borrowed from or your loan status.

Debt Negotiation

You can expect free credit counseling sessions with skillfully certified counselors to find the many path that is advantageous of financial obligation.

Debt Consolidation Reduction

With this debt consolidating plan, it will be possible to mix many, if you don’t your entire credit card debt while making a single payment that is monthly.

As Featured On


  • “we was therefore very happy to find it simple to speak to my therapist about my financial obligation problem. He had been very useful in aiding me find a spending plan i really could use and compliment of him, I happened to be in a position to reduce my rate of interest thus I could spend my debt off.”
  • “ACCC supplied me personally using this plan of ways to get away from financial obligation, and in addition taught me how exactly to stay away from financial obligation. Me the answers if I have any questions, ACCC’s staff is always there to give. ACCC’s Debt Management Program aided me a great deal.”
  • “Thank you for assisting me personally remain away from collections while making progress toward settling my financial obligation. Everybody we spoke with was really helpful making the method simple. They explained and re-explained once I required it. I’ve suggested ACCC as a resource to individuals i am aware.”
  • “Thank one to you as well as your group for assisting me personally get free from financial obligation. We felt like I happened to be drowning with debt and after talking to your representatives, I became relieved and felt such as a fat had been lifted. payday loans Louisiana They managed to make it easy and managed me with respect and also have been super friendly. I will be grateful for the solution!”

Budgeting Tricks And Tips

A spending plan may be the foundation of accountable planning that is financial. It shows how money that is much have actually and where it is being invested. Utilize our put together helpful resources, recommendations, and tools that will help you comprehend and produce a successful spending plan.

Understanding Credit

Credit is just a convenient method to purchase things, but focusing on how to handle and keep maintaining good credit can be quite challenging. Have a look at our find informative articles which can help you learn exactly about keeping credit that is good.

Calculators to simply help handle your hard earned money

Utilize ACCC’s economic calculators to assist you to better track and spending plan your earnings and costs that will help you better handle your cash.

Just how to get ready for retirement

In your golden years? It’s essential you are proficient in your finances and that means you are quite ready to lead a economically healthier life. Get our list to assist you together with your preparations.

United states Consumer Credit Counseling (ACCC) provides non-profit credit counseling, monetary training, credit card debt relief consolidation and financial obligation decrease services for customers nationwide. You can expect free credit guidance to simply help people and families discover ways to pay down credit debt and exactly how to get rid of financial obligation entirely. As an option to high priced debt that is unsecured programs for settling credit debt, our financial obligation management programs help customers pay back debts and manage credit debt more quickly by consolidating re re re payments. We additionally provide credit card debt negotiation solutions in reducing finance fees and rates of interest. And our economic training solutions reveal customer simple tips to effectively manage money more and exactly how to eliminate credit debt more quickly – usually in 5 years or less.