Advance loan America – Feasible Collection and Advance Fee Loan Scams

7
Oct

Advance loan America – Feasible Collection and Advance Fee Loan Scams

Additionally Conducting Business Like:

  • Advance America
  • Advance America Pay Day Loans
  • Money America
  • Cash loan of America
  • Advance Loan USA
  • Fast Money

Note: “Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, which will be an authorized Lender In Washington

The Washington state dept. of Financial Institutions (DFI) warns customers never to offer any nonpublic individual information, such as for instance social protection quantity, bank card, or banking account information to virtually any individual, internet site, or company without first verifying their identity and permit status. Customers can see whether a services that are financial or person is precisely certified to conduct company when you look at the State of Washington using the “Verify a License” function regarding the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm. Customers also can check always permit status using the Department of Licensing at www.dol.wa.gov.

DFI has gotten reports of obvious frauds conducted by people claiming to express Advance America, Cash America, advance loan America, cash loan United States Of America, Speedy money, and Advance America payday advances.

Many customers received telephone calls and/or emails from individuals claiming to represent advance loan America, money America, and Advance America pay day loans where in actuality the callers offered loans in return for upfront costs. Although several customers never sent applications for a cash advance, the callers insisted which they were calling to talk about the customers’ pay day loan applications. One customer stated that, whenever she declined to wire cash into the caller, the caller threatened appropriate action against her. Some other customers paid the fee that is upfront would not have the loan guaranteed. A minumum of one customer additionally received a comparable loan offer via email.

Two customers reported getting a call from a person claiming to represent cash loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s demands; nonetheless no loan had been supplied. When you look at the 2nd situation, the customer had been told to buy a Bing Enjoy present card from a nearby store to be able to show the customer could repay the mortgage. The buyer bought A amazon present card rather as soon as the customer suspected it might be a scam. The buyer contacted the so-called agent who the customer defined as Brian Jones. She purchased a different type of gift card the consumer stated that Mr. Jones became very upset with her when she told Mr. Jones.

Several customers had been contacted by individuals claiming that they certainly were gathering a financial obligation owed to advance loan America, Advance America, or Speedy money. One customer reported receiving harassing that is multiple calls. The caller advertised that the buyer owed a have a glimpse at the website debt for a 2007 cash advance but refused to supply every other information about your debt. The customer stated that he failed to sign up for any loans that are payday 2007. A consumer received a text message demanding payment in another case. That customer stated that he never ever had that loan.

Two customers reported emails that are receiving people claiming to represent advance loan United States Of America. The email messages suggested that the customers owed on a so-called financial obligation and had a need to spend straight away in order to avoid action that is further. Both consumers reported never ever acquiring that loan with advance loan United States Of America.

In 2 other split situations, consumers received a contact that reported the “Semrad law practice” will be managing the collection in the event that customer failed to spend funds. One e-mail reported it was from “Kristen Johnson” when you look at the “Accounting Department,” additionally the other reported “Nik Ramon” in the “Settlement Department.”

A consumer received a letter that claimed “Pacific Legal Group” would be handling the collection if the consumer did not pay a settlement in another case. The page threatened that the civil action had been filed and unlawful action and wage garnishment will be forthcoming if the settlement quantity wasn’t compensated instantly.

“PACIFIC LEGAL GROUP” REALLY SHOULD NOT BE CONFUSED UTILIZING THE FOLLOWING SIMILARLY NAMED ORGANIZATIONS:

  • Pacific Legal Group, Computer (bay area, CA)Pacific Legal Group, Computer has provided the statement that is following customers regarding their company tasks: “At the current time, Pacific Legal Group, PC does not have any customers in Washington State, but we do provide appropriate representation into the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer doesn’t make any unsolicited phone calls to customers. All telephone calls made of our company likewise incorporate caller ID with this mail cell phone number: (415) 746-1470.”
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has furnished the after declaration to consumers regarding their company tasks: “Pacific Legal Group” located in Huntington Beach California isn’t related to Pacific Legal Group, a subscribed d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah. Whilst the Huntington Beach company has utilized name that is similar logo design, and font as Pacific Legal Group in past times, Pacific Legal Group’s website referenced in every communication is www.pac-legal.com. Further, all communication from Pacific Legal Group will reference the Utah also contact number (801) 788-4122, together with offices in Utah. Also, we don’t typically do business collection agencies work.”
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These obvious scams are from the contact information that is following

advanceamericacashadvancein@gmail.com adam.smith@unitedcashadvance.in americacashadv@gmail.com cashadvanceamericas@rocketmail.com mike@legislator.com robertclark2717@gmail.com cashadvanceinc1@aol.com instantcashadvance8090gmail.com nick.thomas@smithloanassistance.com cash.advance.america10000@gmail.com www.pacificlegal.net

P.O. Box 1474 Huntington Beach, CA 92647

DFI cautions that unlicensed entities often take part in particular practices that indicate they’ve been committing a fraudulence or Washington State that is otherwise violating legislation. For example, such entities frequently utilize non-business e-mail details (such as for example -@gmail.com, @yahoo.com, or other comparable easily obtained e-mail addresses) to send communication, threaten legal or action that is criminal customers try not to respond instantly, or have many different typographical and spelling mistakes inside their communication to customers.

Nevertheless, in some instances, emails or letters from unlicensed entities participating in fraudulent task will contain accurate information that is personal, such as for example present or previous details, active cell phone numbers, or social protection figures. The Department encourages customers whom get communications containing information that is personal contact their banks, credit-reporting agencies, while the personal protection management to make sure there’s absolutely no unauthorized task to their reports.

Business Collection Agencies Laws

From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. You should request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA if you receive a communication from a party claiming that a debt is owed. The Federal Trade Commission at 1-877-FTC-HELP, or online at www.ftc.gov when you yourself have concerns regarding business collection agencies legislation, contact.

If some body threatens to garnish your wages, speak to your company, or makes use of threatening, intimidating, or unpleasant language, report such actions to convey and federal regulators. See below for simple tips to contact the correct state and regulator that is federal.